2) Find out what’s included in your Home Insurance
There are lots of different home insurance policies on the market. However, you should know exactly what’s included in your home insurance policy and what’s not.
For example, you may have heard that building cover is essential. However, it’s only built into Standard Home Insurance Policies.
If you want a higher level of coverage, you’ll have to pay for it. It’s also a good idea to check exactly how much you’re worth as an individual.
You may have heard that you should insure your house for the value of it, but the truth is you don’t have to. You can insure the building for less than it’s worth and put the difference into a cash lump sum.
This will help to protect your family in the event of your death.
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